Coat the inside of a large, microwave-safe mug with cooking spray, or brush thoroughly with olive oil.
Add the eggs and milk to the prepared mug, and whisk thoroughly with a fork. Add the remaining ingredients (excluding the optional toppings), and stir to combine.
Microwave for 20 seconds on high. Remove from microwave and stir with a fork. Continue to microwave in 20 second increments, stirring after each burst, until just barely done. The last burst might be just 5-10 seconds. The eggs will continue to cook once removed from the microwave and will become rubbery if overcooked; the key to success is to stop cooking when they are a touch undercooked. Precise time will vary based on power of microwave and mug proportions. (See Tips.)
Cool slightly before eating—the eggs will be hot. Serve as is or top with salsa, avocado, hot sauce, etc.